Have you heard of term life insurance but you are unsure about the benefits? Perhaps you are interested in purchasing a life insurance policy. Allow me to briefly explain term life insurance and how it can help you.

Term life insurance differs from whole life insurance because it only covers a set amount of years or term. Common terms are 10 years or 20 years. Term life insurance does not build a cash value but it is considerably more affordable than whole life insurance.

Purchasing term life insurance is a fairly simple and straightforward process. Before you buy a policy, you’ll need to figure out what dollar value coverage is right for you. The easiest way to do this is to compile a list of your debts, estimated funeral expenses, college expenses for your children, etc…

Once you are ready to begin getting policy quotes, you can do this quickly … Read More!