If you are looking for the lowest cost form of term life insurance, you’ll be interested in what is known as no load term life insurance. Simply put, this is a form of life insurance where the seller does not receive any commission for signing you up for a policy.
Usually this form of term life is offered straight from the life insurance companies since there is no need for a middle man. Since the companies do not have to pay for marketing expenses, you are able to get insurance at a much lesser cost than a regular term life insurance plan.
If you would like to buy a no load policy, you can get quotes online or from a specialized insurance advisor. The advisor is not the same as a usual insurance broker. While you can get a no load plan for very low cost, it will not … Read More!